• Oke Ogba Ganmo, Ilorin, Kwara State

Author:
Dr. Ibrahim Adedeji, Department of Sociology, AATU

Abstract:
This study investigates how conditional cash transfer programs influence income stability and child education in low-income rural communities. Data was collected from three northern states and analyzed using a mixed-method approach. Results reveal improved school attendance and household spending efficiency. The paper offers policy suggestions for scaling the program nationally.